(System base + Home size × Per-sq-ft rate) + Ductwork adder, adjusted by Region = Total
The estimate starts from the 2026 equipment base — $3,500 basic, $5,000 mid-range, $8,000 premium — adds a per-square-foot scaling factor ($1.50 / $2.00 / $3.00) for home size and zoning, adds the ductwork adder ($0, $1,500, or $5,000), then applies the region multiplier. The total splits into equipment and materials (about 60%) and labor (about 40%: removal, installation, commissioning).
Materials ≈ 60% · Labor ≈ 40%
About 60% of the project is materials (the condenser, air handler, refrigerant, and ductwork); the other 40% is labor (old-system removal, installation, and commissioning).
The low–high range follows each system's published base and per-square-foot band, reflecting real quote spread.