Blown-In Insulation Cost Calculator

From R-value gap to bag count to installed price — price the whole job in 60 seconds.

Quick answer

Blown-in attic insulation costs $1.50–$2.50 per square foot installed for fiberglass and $1.75–$2.75 for cellulose in 2026 — a typical 1,000 sq ft attic runs $1,500–$2,750. Your bag count comes from the R-value gap: divide the R-value you need to add by 2.5 (fiberglass) or 3.5 (cellulose) for inches, then bags = attic sq ft × inches ÷ ~48 (fiberglass) or ~40 (cellulose).

Calculator

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How it works

(Target R − Current R) ÷ R-per-inch = Inches → Bags → Cost

Inches needed = your R gap ÷ 2.5 (fiberglass) or 3.5 (cellulose). Bags = attic sq ft × inches ÷ coverage per bag (~48 fiberglass, ~40 cellulose), rounded up. Installed cost = sq ft × $1.50–$2.50 (fiberglass) or $1.75–$2.75 (cellulose).

Air sealing is separate

The estimate covers blown material + install labor. Budget $300–$800 extra for attic-floor air sealing — skipping it is the #1 blown-in regret.

Worked example

1,000 sq ft attic, R-19 → R-49, cellulose:

30 R ÷ 3.5 = 8.6 inches

1,000 × 8.6 ÷ 40 = 215 bags

1,000 × $2.25 = $2,250

Range: $1,750 – $2,750 installed.

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Blown-in insulation is the highest-ROI project in home improvement — the DOE estimates proper attic insulation pays for itself in 2–4 years through lower heating and cooling bills. Yet most quotes hide the two numbers that matter: how many inches you're actually getting, and how many bags that means.

This calculator starts from your R-value gap and works forward: inches needed, bags required, and an installed price range for fiberglass or cellulose. Bring the bag count to the quote table and watch the conversation change.

How to measure what your attic needs

  1. Measure current depth in several spots and multiply by the existing material's R-per-inch (fiberglass batt ~3.2, old cellulose ~3.5, vermiculite ~2.2) — that's your current R.
  2. Pick the target: R-49 for most of the US, R-60 for cold zones, R-38 minimum for warm zones (DOE climate-zone table).
  3. Choose the material: cellulose for tighter fill and fewer inches, fiberglass for moisture-prone attics.
  4. Budget air sealing separately ($300–$800): seal top plates, wire penetrations, and the chimney chase before insulation day.

Blown-in insulation (2026 US averages, installed)

MaterialR/inchInstalled $/sq ft1,000 sq ft attic
Blown fiberglassR-2.5$1.50–$2.50$1,500–$2,500
Blown celluloseR-3.5$1.75–$2.75$1,750–$2,750
Air sealing adder——+$300–$800
Old insulation removal—$1–$2/sq ft+$1,000–$2,000

2026 installed ranges. Sources: pickhvac.com, bhumicalculator.com, dwellia.ah-studio.com.

Worked example: 1,000 sq ft attic, R-19 → R-49, cellulose

1,000 sq ft attic, current R-19, target R-49, blown cellulose:

  1. R gap: 49 − 19 = 30.
  2. Inches: 30 ÷ 3.5 = 8.6 inches to blow.
  3. Bags: 1,000 × 8.6 ÷ 40 = 215 bags (rounded up).
  4. Installed: 1,000 × $2.25 = $2,250 mid; range $1,750–$2,750.

215 bags of cellulose, ~$2,250 installed — the single cheapest way to cut that home's heating bill.

Pro tips for blown-in insulation

  • Demand the bag count on the contract, not just the target R — it's the only verifiable number.
  • Buy a $10 depth ruler and check five spots after the crew leaves; thin spots near the eaves are the classic miss.
  • Install baffles at every soffit bay before blowing — buried soffit vents cause winter moisture damage.
  • Photograph the depth ruler readings: you'll need them for utility rebate paperwork (the 25C tax credit expired Dec 31, 2025) and resale disclosure.
  • The 25C credit (30% of insulation cost up to $1,200/year) ended for work placed in service after Dec 31, 2025 — file IRS Form 5695 only if the job was completed in 2025.

How to use the blown-in insulation cost calculator

Enter your attic's square footage, its current R-value (check the depth: inches × R-per-inch of what's there), your target R-value (R-49 is the common retrofit goal), and the material. The calculator converts your R-value gap into inches, inches into bags, and bags into an installed price range.

How blown-in insulation cost is calculated

Added inches = (target R − current R) ÷ R-per-inch (2.5 fiberglass, 3.5 cellulose). Bags = attic sq ft × inches ÷ bag coverage (~48 sq-ft·inches fiberglass, ~40 cellulose), rounded up. Installed cost = sq ft × material rate: $1.50–$2.50 fiberglass, $1.75–$2.75 cellulose (2026).

What drives blown-in insulation cost the most?

Depth is everything — going from R-19 to R-49 needs roughly twice the material of R-30 to R-49. Access matters too: low-pitch attics and scuttle-only entry slow the crew. And the quote-trap to watch: air sealing and baffles are often excluded from the per-square-foot price but essential to the result.

Blown-in insulation cost example

1,000 sq ft attic, R-19 to R-49, cellulose: 30 R ÷ 3.5 = 8.6 inches; 1,000 × 8.6 ÷ 40 = 215 bags; installed at $2.25/sq ft = $2,250, ranging $1,750–$2,750. Same job in fiberglass: 12 inches, 250 bags, $2,000 mid at $2.00/sq ft.

Cellulose vs fiberglass: the real trade-offs

Cellulose packs tighter around wires and joists, hits target R with fewer inches, and is mostly recycled content — but it must stay dry, and it settles a few percent over the first years (pros overblow to compensate). Fiberglass is hydrophobic and holds depth for decades, but needs ~40% more inches for the same R-value, which means more bags and blower time. Cost per finished R is nearly a wash.

Frequently Asked Questions

How much does blown-in insulation cost in 2026?+
Blown-in attic insulation costs $1.50–$2.50 per square foot installed for fiberglass and $1.75–$2.75 for cellulose in 2026. A typical 1,000 sq ft attic runs $1,500–$2,750 installed, with most homeowners spending $1,660 on average for a standard job.
How many bags of blown-in insulation do I need?+
It depends on your R-value gap. Divide the R-value you need to add by the material's R-per-inch (2.5 for fiberglass, 3.5 for cellulose) to get inches, then: bags = attic sq ft × inches ÷ coverage per bag (~48 sq-ft·inches for fiberglass, ~40 for cellulose). A 1,000 sq ft attic going from R-19 to R-49 needs roughly 120–190 bags depending on material.
Is blown-in cellulose or fiberglass better?+
Cellulose (R-3.5/inch) needs fewer inches and fills irregular cavities better, and it's made from recycled paper — but it settles slightly over time and must stay dry. Fiberglass (R-2.5/inch) doesn't absorb moisture and lasts 25–40 years, but needs more depth for the same R-value. Installed cost is close; pick based on your attic's moisture history.
What R-value should my attic have?+
The DOE recommends R-38 to R-60 for attics depending on climate zone — R-38 for warm zones, R-49 for moderate zones, R-60 for cold zones. Most older homes sit at R-19 to R-30, so a top-up to R-49 is the common 2026 retrofit target.
Should I air seal before blowing insulation?+
Yes — always. Insulation slows heat transfer; it does not stop air leaks. Warm moist air leaking past insulation into a cold attic causes condensation and mold on the roof deck. Budget $300–$800 for professional air sealing of the attic floor before the blower truck arrives.
Can I install blown-in insulation myself?+
Yes — home centers often lend the blower free with a 10+ bag purchase, and DIY material runs $0.50–$1.10 per square foot. The catch: pros blow to consistent depth with calibrated machines, include air sealing and baffles, and finish in hours. DIY saves roughly 40–50% but depth mistakes are common — buy a depth ruler.

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